Disclosures & Disclaimers
Important information about how this site works, how we make money, and the limitations of our content.
Read this before relying on any content on this site. Nothing published by SDG Media constitutes personalized financial advice, and we are not registered with any Canadian securities regulator as an adviser or dealer. Please read the full disclosures below.
This is not financial advice
All content produced by SDG Media — including articles, comparison tables, videos, social media posts, and any other publications — is for informational and educational purposes only.
Nothing on this platform constitutes a personalized recommendation, financial advice, or an offer to buy or sell any security. Content is general in nature and has not been tailored to your individual financial situation, goals, risk tolerance, or investment timeline.
SDG Media is not registered as an adviser or dealer with any Canadian securities regulator, including the Ontario Securities Commission (OSC), the Alberta Securities Commission (ASC), the BC Securities Commission (BCSC), or any other provincial or territorial regulator.
- Always consult a registered financial advisor or investment dealer before making investment decisions.
- Past performance of any security or investment product discussed on this site is not indicative of future results.
- Investing involves risk. You may lose some or all of your invested capital.
- Any mention of specific securities, brokerages, or investment products is for illustrative or comparative purposes only.
How we make money
SDG Media participates in affiliate marketing programs. This means we may earn a commission or referral fee when you click a link on this site and open an account, make a purchase, or sign up for a service — at no additional cost to you.
Paid partnerships and affiliate relationships may exist with some or all of the brokerages, platforms, and financial products featured or linked on this site. Where a paid relationship exists in connection with a specific security or investment product, this will be disclosed specifically in the relevant content — not through a vague blanket statement.
Specific disclosures will identify: the company or issuer, the nature of the compensation (e.g., flat fee, commission, referral bonus), and the recipient. Compensation may be in the form of cash, credits, free services, or other incentives.
- Affiliate relationships do not influence the editorial independence of our reviews and comparisons. We include products we do not have affiliate arrangements with where they are relevant to readers.
- Sign-up bonuses and promotional offers listed on this site are subject to change. Always verify the current offer directly with the brokerage before applying.
- If you have questions about a specific affiliate relationship, contact us directly.
All reviews are the opinion of SDG Media
All reviews, ratings, rankings, comparisons, and assessments published by SDG Media represent the opinions of SDG Media at the time of publication and are subject to change without notice.
Opinions are based on publicly available information, our own research, and independent analysis. They do not constitute endorsements, and no company has paid to receive a positive review or a favourable ranking.
We reserve the right to update, revise, or remove any opinion or review at any time as new information becomes available or circumstances change. A product or service that was rated favourably in the past may be rated differently in the future.
- SDG Media accepts no liability for decisions made based on published opinions or reviews.
- Third-party trademarks, logos, and brand names referenced on this site belong to their respective owners and are used for identification purposes only.
We aim for accuracy, but verify independently
We make reasonable efforts to ensure that the information on this site is accurate, up to date, and fairly presented. However, financial products change frequently — fees, features, interest rates, and promotional offers can change without notice.
- Data in comparison tables is verified against official brokerage websites and fee schedules and is updated periodically. The date of last review is noted where applicable.
- We do not guarantee the completeness or accuracy of any information on this site. Always verify details directly with the relevant financial institution before making a decision.
- Pricing, fees, and rate information is approximate and may be subject to individual account circumstances, promotional periods, or other conditions.
Our approach to Canadian securities law
SDG Media operates in accordance with applicable Canadian securities laws, including guidance issued by the Canadian Securities Administrators (CSA) and the Canadian Investment Regulatory Organization (CIRO) regarding finfluencer activity.
Where our content constitutes general advice about investing in securities, we rely on the "general advice" exemption under section 8.25 of National Instrument 31-103. In accordance with this exemption, we are committed to providing clear, specific, and timely disclosure of any financial or other interest we hold in securities or financial products we discuss — including any compensation received from issuers, platforms, or registrants.
General disclosures do not substitute for specific disclosures. Where a paid relationship relates to a specific security or investment product, that relationship will be disclosed in the relevant content.
- We do not provide tailored or personalized investment advice. Our content is general in nature and not directed to any specific individual.
- We do not facilitate trade execution, copy trading, or act as a dealer in any capacity.
Limitation of liability
To the fullest extent permitted by applicable law, SDG Media, its owners, contributors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
- Reliance on any content, opinion, review, or information published on this site.
- Investment decisions made based on content published by SDG Media.
- Inaccuracies, omissions, or outdated information on this site.
- Any loss of capital resulting from investment activity undertaken after reading our content.
By using this website, you acknowledge that you have read, understood, and agreed to these terms. If you do not agree, please discontinue use of this site.
Questions about these disclosures? Contact us at sdgmediacanada@gmail.com.
These disclosures are reviewed and updated periodically. Continued use of this site constitutes acceptance of the current version.