Updated July 2026

Canadian Brokerage Sign-Up Bonuses.

Free money for opening an account you were probably going to open anyway. Grouped into quick sign-ups (small deposit, fast payout) and transfer bonuses (bigger capital, bigger reward).

Low-Effort Cash

Quick Sign-Up Bonuses

Small deposit, cash bonus within weeks. Best for investors starting with a modest amount or opening a secondary account.

BrokerageSign-Up BonusHow to Qualify
QuestradeBest Bonus $50 cashDeposited directly into your new account after the funding requirement is met.
  1. Click the Get Bonus button to open a new Questrade self-directed account.
  2. Complete the application and fund your account with at least $250 within 60 days.
  3. Bonus is credited to your account shortly after the deposit is confirmed.
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RBC Direct InvestingGoSmart, RBC clients only $50 cashFor opening your first GoSmart TFSA, RRSP, or FHSA in the RBC Mobile app.
  1. Click the Get Bonus button (must be an RBC client using the RBC Mobile app).
  2. Open your first GoSmart account between January 20 and July 31, 2026, and deposit at least $500 before April 2, 2027.
  3. $50 cash reward is deposited into your GoSmart account within 7 days.
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WealthsimpleLowest deposit threshold $25 cashOnly $100 deposit required, the lowest bar to qualify on this list.
  1. Click the Get Bonus button to open a new Wealthsimple account.
  2. Deposit at least $100 within 30 days of opening the account.
  3. $25 bonus is credited to your account within 24 hours of the deposit clearing.
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Bigger Capital, Bigger Payout

Transfer & Large Deposit Bonuses

For investors moving an existing RRSP, TFSA, or non-registered account from another institution, or depositing a larger sum. Payouts scale with the amount you transfer in.

BrokerageTransfer BonusHow to Qualify
QtradeHighest Ceiling Up to $2,000 cash backTiered cash back (for example $100 on a $1,000 deposit), scaling up to $2,000 for larger transfers. Promo code SPRING26.
  1. Click the Get Bonus button to open a new Qtrade Direct Investing account between May 1 and July 31, 2026, with promo code SPRING26.
  2. Deposit or transfer net new assets by August 31, 2026.
  3. Hold the funds until July 31, 2027. Cash back is paid on or around August 31, 2027.
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WealthsimpleTransfer match 1% transfer matchOn transfers of $25,000+, paid as 24 monthly installments (up to $20,000 on $2M). Plus one transfer-out fee rebate per account. Stacks with the $25 sign-up bonus.
  1. Click the Get Bonus button to open a new Wealthsimple account.
  2. Register for the 1% Match in the app, then initiate a transfer of $25,000 or more.
  3. Match is paid monthly over the commitment period; the fee rebate is separate.
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BMO InvestorLineCash back + free trades Up to 1% cash back0.5% on $5,000+ held 6 months, doubling to 1% held 12 months. Plus 150 free trades on a $10,000+ deposit. Offer ends August 31, 2026.
  1. Click the Get Bonus button to open a new BMO InvestorLine Self-Directed account.
  2. Deposit $5,000+ for cash back, or $10,000+ to also unlock 150 free trades.
  3. Hold the investment 6 months (0.5%) or 12 months (1%) for the cash back to pay out.
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TD Direct InvestingMultiple offers Up to 3% cash backCash back on transfers of $2,500+, tiered by amount. TD Easy Trade also offers $100 for a $1,000 deposit (ends Nov 2, 2026). Check td.com for the current offer window and promo code.
  1. Click the Get Bonus button to open a new TD Direct Investing or TD Easy Trade account.
  2. Register with the current promo code and transfer or deposit qualifying assets.
  3. Maintain the balance through the holding period to lock in the reward.
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QuestradeFee rebate Up to $150 per accountTransfer fee reimbursement (not a cash bonus). No cap on number of accounts transferred.
  1. Click the Get Bonus button to open a new Questrade account.
  2. Initiate a transfer from another Canadian financial institution.
  3. Submit the transfer fee statement from your old institution within 60 days to claim.
 Get Bonus →

Notes on Sign-Up Bonuses

Offers change frequently. Sign-up promotions are time-limited and revised by brokerages multiple times per year. The figures above reflect the standard affiliate-link and public offers live as of July 2026. Review this page monthly.

Bonuses are taxable. Cash bonuses received from brokerages are generally considered taxable income in Canada. Keep records for your accountant.