Updated April 2026

Canadian Brokerage Sign-Up Bonuses.

Free money for opening an account you were probably going to open anyway. Grouped into quick sign-ups (small deposit, fast payout) and transfer bonuses (bigger capital, bigger reward).

Low-Effort Cash

Quick Sign-Up Bonuses

Small deposit, cash bonus within weeks. Best for investors starting with a modest amount or opening a secondary account.

Brokerage Sign-Up Bonus How to Qualify  
Questrade
★ Best Bonus
 $50 cash Bonus deposited directly into your new account after funding requirement is met.
  1. Click the Get Bonus button to open a new Questrade self-directed account
  2. Complete the application and fund your account with at least $250 within 60 days
  3. Bonus is credited to your account shortly after the deposit is confirmed
 Get Bonus →
RBC Direct Investing
GoSmart — RBC clients only
 $50 cash Available only to existing RBC banking clients opening their first GoSmart TFSA, RRSP, or FHSA in the RBC Mobile app.
  1. Click the Get Bonus button (must be an RBC client using the RBC Mobile app)
  2. Open your first GoSmart account (TFSA, RRSP, or FHSA) and deposit at least $500 before April 2, 2027
  3. $50 cash reward is deposited into your GoSmart account within 7 days
 Get Bonus →
Wealthsimple
Lowest deposit threshold
 $25 cash Only $100 deposit required — the lowest bar to qualify on this list.
  1. Click the Get Bonus button to open a new Wealthsimple account
  2. Deposit at least $100 within 30 days of opening the account
  3. $25 bonus is credited to your account within 24 hours of the deposit clearing
 Get Bonus →
Bigger Capital, Bigger Payout

Transfer & Large Deposit Bonuses

For investors moving an existing RRSP, TFSA, or non-registered account from another institution — or depositing a larger sum. Payouts scale with the amount you transfer in.

Brokerage Transfer Bonus How to Qualify  
Qtrade
★ Highest Ceiling
 Up to $5,000 cash Tiered cash back starting at $250 for $1K deposits, scaling up to $5,000 for six-figure transfers.
  1. Click the Get Bonus button to open a new Qtrade Direct Investing account
  2. Deposit or transfer at least $1,000 in new assets within the qualifying window
  3. Hold the funds for the required period — cash back is paid out after the hold ends
 Get Bonus →
TD Direct Investing
Aeroplan collectors
 Up to 300,000 Aeroplan points Roughly $3,000 in travel redemption value at the top tier. Scales with deposit size.
  1. Click the Get Bonus button to open a new TD Direct Investing account
  2. Deposit or transfer qualifying assets to reach your target point tier
  3. Maintain the balance through the required holding period to lock in the points
 Get Bonus →
TD Easy Trade
Recurring-deposit match
 $50 + up to $2,500 $50 welcome plus 10% match on recurring pre-authorized deposits, capped at $2,500 total bonus.
  1. Click the Get Bonus button to open a new TD Easy Trade account
  2. Set up a pre-authorized recurring deposit (PAD) and make at least one contribution
  3. Earn $50 flat plus 10% on each PAD contribution — paid out after the promo period ends
 Get Bonus →
Wealthsimple
Transfer match
 Up to 3% transfer match On transfers of $25,000+. Plus up to $150 per account in transfer fee reimbursement.
  1. Click the Get Bonus button to open a new Wealthsimple account
  2. Enroll in the transfer-match promotion and initiate a transfer of $25,000 or more
  3. Match is paid monthly over the commitment period; fee rebate is separate
 Get Bonus →
BMO InvestorLine
Sweepstakes-style
 Chance to win up to $100,000 Contest draw — not a guaranteed payout. Transfer-in fee rebate usually available alongside.
  1. Click the Get Bonus button to open a new BMO InvestorLine account
  2. Fund the account above the minimum deposit threshold to earn contest entries
  3. Winners are drawn periodically — confirm current contest dates on sign-up
 Get Bonus →
Questrade
Fee rebate
 Up to $150 per account Transfer fee reimbursement (not a cash bonus). No cap on number of accounts transferred.
  1. Click the Get Bonus button to open a new Questrade account
  2. Initiate a transfer from another Canadian financial institution
  3. Submit the transfer fee statement from your old institution within 60 days to claim
 Get Bonus →

Notes on Sign-Up Bonuses

Offers change frequently. Sign-up promotions are time-limited and revised by brokerages multiple times per year. The figures above reflect the standard affiliate-link offers live as of April 2026. Review this page monthly.

Bonuses are taxable. Cash bonuses received from brokerages are generally considered taxable income in Canada. Keep records for your accountant.